The Cowen Law Firm
The Great Recession left few people untouched, and Brownsville residents are no exception. Bankruptcy may be an option if you are having trouble paying bills and need a safety net as you rebuild your financial life. However, bankruptcy is a complex process with numerous requirements. Should you file for Chapter 7, Chapter 11, Chapter 12, or Chapter 13 bankruptcy? Will your property be seized and auctioned off in order to pay off creditors? How will filing for bankruptcy affect your future? These are but a few of the many questions a Brownsville bankruptcy attorney can answer. What's more, a bankruptcy attorney can steer you in the right direction and help you make the best decision for your unique situation.
What causes bankruptcy? Massive financial difficulties and the inability to pay off debts. Whether you've lost your job, got in over your head with a mortgage you can't afford, have suffered devastating injuries or illnesses, or have fallen behind, bankruptcy can provide you with a fresh start. Bankruptcy isn't an option for everyone, but it could be an option for you if you have fallen behind and cannot pay your debts.
What causes bankruptcy? Massive financial difficulties and the inability to pay off debts. Whether you've lost your job, got in over your head with a mortgage you can't afford, have suffered devastating injuries or illnesses, or have fallen behind, bankruptcy can provide you with a fresh start. Bankruptcy isn't an option for everyone, but it could be an option for you if you have fallen behind and cannot pay your debts.
Filing for bankruptcy in Brownsville doesn't necessarily mean that you will lose your belongings. In fact, a Brownsville bankruptcy attorney with an in-depth understanding of bankruptcy law can protect much of your property by choosing the right type of bankruptcy and claiming all allowed exemptions. Depending on your financial situation, you may be able to keep all of your property and repay your creditors over time or your debts may be discharged by the court.
Remember, you do not need to go through bankruptcy alone. Choose an experienced Brownsville bankruptcy attorney and make the right choices from the beginning. By doing so, you can rest assured that your decisions were made after a thorough analysis of your finances and in accordance with all applicable laws. The decision to file for bankruptcy in Brownsville, Texas isn't an easy one, but it could be the right choice for you. A qualified attorney can help you decide and then guide you through the process and maximize all state and federal exemptions and protections to ensure that your best interests are looked after.
A Brownsville bankruptcy attorney can help you:
- File for Chapter 7, Chapter 11, Chapter 12, or Chapter 13 bankruptcy
- Stop debt collector calls
- Locate consumer credit counseling
- Consolidate debts
- Obtain debt protection
Filing for a Texas bankruptcy is a difficult process that starts with a difficult decision. If you need the services of an experienced bankruptcy attorney, we can help you put your finances back in order. We provide personalized legal services to south Texas residents facing bankruptcy in Cameron County, Brownsville, McAllen, San Benito, Harlingen, South Padre Island, and surrounding areas.